Open a bank account online using these simple tips

Open a bank account online using these simple tips


Mobile technology has a profound influence on our lives. The introduction of mobile applications has changed the way we use our smartphones today.  The ease and convenience with which people use these apps for moving their money around are incredible. The conventional way of banking is fast becoming the past. Most banks offer robust mobile apps with the latest features to help their customers do banking at their convenience.

The “on-the-go-banking” is the buzzword. And it attracts people who are by now conversant with the latest mobile technology. They use a banking app to carry out most of their financial transactions. The innovative digital banking featuresalso help them open a bank account online without stepping out of their home. The IDFC FIRST Bank mobile banking app helps you open an instant new bank account online within a few minutes.

Its instant savings account comes with amazing features such as unlimited and free ATM transactions, higher Points-of-Sale or POS limits, competitive interest rates, and a paperless digital account. You can choose a suitable bank online accountfrom various types of accounts like a general savings account, FIRST Power for women, minor savings account, senior citizen savings account, Future FIRST savings account for students, and NRI savings account.

It is easy to open a zero-balance savings account on the IDFC FIRST Bank mobile banking app by following a few simple tips.

1. Download the IDFC FIRST Bank mobile banking app

To have a seamless banking experience, you need to have easy access to the bank’s mobile app. You can get it from Google’s PlayStore or Apple’s App Store. Download the app and create a ‘Username’ using your customer ID given in the welcome kit. Once you have the ‘Username’, create a ‘Password’. You can now log in to the app and register your name.

2. Provide your personal details and supporting documents

The banking app requires you to fill out your full name, contact details like your mobile number and email address and Permanent Account Number (PAN) and Aadhaar Card, or Voter’s ID details. You have to upload the scanned copies of these documents and authenticate them by verifying the one-time password (OTP), which you will receive on your mobile number.

You are also required to provide your personal details such as your age and date of birth, permanent address, employment status, and any other relevant information essential to open a net banking bank account that you prefer to have.

3. Transfer money to your new account

You need to fund your new savings account using netbanking or a debit card.

4. Complete the eKYC process

Once your digital application and documents are processed, you will be requested to complete the KYC verification via a video call.  For this purpose, you will have to keep the original PAN Card, Aadhaar Card or Voter’s ID and ready for verification. After completing the process successfully, your new bank account is set up. You will receive an SMSor email showing the details of your savings bank account, which includes the Account Number, Customer ID and IFSC Code.

You can have the new bank account activated within a few hours after the bank completes the backend verification. The new savings account offers you several benefits such as vouchers up to Rs. 3000, pre-approved loan offers, investment options, and free ATM withdrawals.

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